I would rather be in...Fiji

Fiji has over 300 islands in its archipelago, each fringed with coral reefs and lapped by warm azure waters - the diving and snorkelling are superb. Amid its wealth of natural beauty, Fiji's true magic lies in its people and the fascinating blend of their diverse cultures.

Fiji is an interesting blend of Melanesian, Polynesian, Micronesian, Indian, Chinese and European influences. For nearly 50 years, until the military coup of 1987, the indigenous people of Fiji represented an ethnic minority in their own land.

Its mild tropical climate means that Fiji can be enjoyed all year round and it is a popular escape from the winters in both the northern and southern hemispheres. Perhaps the best time to go, however, is in the dry season or 'Fiji winter', from May to October. This time of year has cooler temperatures, less rainfall and humidity, and less risk of tropical cyclones

You won't go wrong with cash in Fiji although restaurants, shops, mid- to upper-range hotels, car rental agencies, tour and travel agents will usually accept all of the major credit cards. Visa, American Express, Diners Club and MasterCard are widely used. Some resorts charge an additional 5% for payment by credit card.